Estimate the collateral risk of a loan for a property project

To ensure a maximum return on investment and minimum risk when assembling a financing package, it is essential to fully understand your needs in relation to:

• Availability of financing for a property project

• Assessing the financial risks attached to a property project

• Determining the covenant ratios, and especially the loan to value (LTV) or interest-covered ratio (ICR)

• Regularly updating value changes to remain in step with your ratios and covenants

• Meeting the lending institution's requirements

To help you take the right decisions, we are able to:

• Analyse the market, the positioning of a property on its market and changes in sector-related risks

• Assess the property’s condition

• Examine legal and regulatory factors

• Assess the rental income generated by the building by evaluating the financial impact of those factors likely to influence it (vacant periods, bankruptcy, etc.)

• Assess the liquidity of the property on the market in the event of either a fair market sale or a forced sale

Get a clear picture of the potential risks attached to a property project, delivering you:

• An analysis based on market reality, through in-depth, up-to-date knowledge of sector benchmarks both in terms of property values and the income generated by properties.

• Decision support in assessing the quality of a financing package

• A fair value of the hedged risk

• A sound basis for estimating the minimum value of a property in the event of either a fair market sale or a forced sale

• An acknowledged methodology through our experience with the main banks and lenders